Sperry Marine Federal Credit Union

If Our Rates Go Up, Yours Can Too!

balloon with yellow stripesBump up your rate! For a limited time, SMFCU is offering a special “Bump Up” CD. If rates rise, ask us to have your rate “bump up” to a higher rate once during the certificate’s initial term. Bump up your rate! Bump up your savings! Just ask any Sperry Marine Federal Credit Union teller about our “bump up” CDs, and you could be on your way up to a higher rate. See rates, details, and restrictions of this offer.

The following Share or IRA Certificates of Deposit are being offered with the “bump up” feature:

Term Annual Percentage Rate (APR) Annual Percentage Yield (APY)
3 months 0.3000% 0.3004%
6 months 0.6000% 0.6016%
1 year 1.0000% 1.0046%
2 year 1.3000% 1.3077%
3 year 1.5000% 1.5103%
4 year 1.7500% 1.7641%
5 year 2.0000% 2.0184%

Your Full-Service Credit Union

The Sperry Marine Federal Credit Union is a full-service financial institution offering services you might only expect in a large bank. Unlike a commercial bank, however, most of our services are provided at a low fee or for free.

Discount Movie Tickets

The holidays are fast approaching, so this might be a good time to check your stock and make sure you have enough tickets on hand for the season.

  • The holiday movie season begins to gear up with Interstellar, starring Matthew McConaughey, Anne Hathaway and Jessica Chastain, opening on November 5th
  • Foxcatcher with Steve Carrell comes into theatres on November 14th
  • and The Hunger Games: Mockingjay-Part One continues the saga on November 21st
  • You can also view a calendar of this month’s movies (PDF format)

Learn more about our offer, and then purchase tickets from any SMFCU teller for just $8.50 per ticket. Why wait? See a movie tonight!

Check out our special offers!

VISA Credit Card

VISA credit cardDid you know that you can use your SMFCU Credit Card to pay your tax bill? Pay online. No checks to write and no waiting in line at the post office!

Don’t have a SMFCU credit card? Apply online or contact a loan officer today.

Car Loan Special

4.00 Percent Car Loan SpecialIf you’ve got your eye on a new or used car, truck or SUV, Sperry Marine Federal Credit Union can help you get into the vehicle of your dreams. Our Vehicle Loans offer great terms, fast approval, and rates as low as 4.00% APR.

Apply online or contact a loan officer today.

Discount Movie Tickets

Regal Premier movie ticketsEnjoy a movie tonight with discount movie tickets from Regal Entertainment Group!

Purchase tickets from any SMFCU teller for just $8.50 per ticket and save over 20 percent off local box office prices at the largest theatre group in the nation.

Skip a Loan Payment

Loan Skip-a-Pay ProgramNeed more cash? The answer could be as simple as taking advantage of Sperry Marine Federal Credit Union’s Loan Skip-a-Pay Program.

Discount Tax Preparation

Get a discount from Jackson Hewitt tax serviceReceive a special discount off tax preparation for members of the Sperry Marine Federal Credit Union.

Turbo Tax Discount

Receive a discount on Turbo TaxFind special savings on TurboTax, just for members of the Sperry Marine Federal Credit Union!


Are you eligible to join Sperry Marine Federal Credit Union?
SMFCU membership is limited. Are you eligible to join Sperry Marine Federal Credit Union? See if you are in our field of membership.
Apply NowEligible but not a member yet? Apply today! Download a New Account application, print it, and then bring the completed form to our office.

† APR = Annual Percentage Rate. Quoted rate is the lowest available rate. Your rate will be based on your credit history and may be higher. These special rates apply only to new loans. Rates and terms subject to change without notice.