Sperry Marine Federal Credit Union

If Our Rates Go Up, Yours Can Too!

balloon with yellow stripesBump up your rate! For a limited time, SMFCU is offering a special “Bump Up” CD. If rates rise, ask us to have your rate “bump up” to a higher rate once during the certificate’s initial term. Bump up your rate! Bump up your savings! Just ask any Sperry Marine Federal Credit Union teller about our “bump up” CDs, and you could be on your way up to a higher rate. See rates, details, and restrictions of this offer.

The following Share or IRA Certificates of Deposit are being offered with the “bump up” feature:

Term Annual Percentage Rate (APR) Annual Percentage Yield (APY)
3 months 0.3000% 0.3004%
6 months 0.6000% 0.6016%
1 year 1.0000% 1.0046%
2 year 1.3000% 1.3077%
3 year 1.5000% 1.5103%
4 year 1.7500% 1.7641%
5 year 2.0000% 2.0184%

Win Door Prizes at 2015 Annual Membership Meeting

door prizesYour Credit Union will be holding the 2015 Annual Membership Meeting:

Tuesday, April 21, 2015
5:00 PM
Credit Union Main Office
120 Seminole Court, Charlottesville, VA
Light refreshments will be served
A selection of door prizes will be awarded

Board of Directors Election

This meeting is being held for the sole purpose of electing members to serve on the Board of Directors for the Credit Union. There are THREE (3) positions to be filled, each with a term of three years.

Search Committee Nominations

The Nominating Committee, which consists of three Members of the Credit Union appointed by the Chair of the Board of Directors, is conducting interviews with prospective nominees and their selection will be announced prior to the meeting.

Additional Nominations

Additional nominations for vacancies may also be made by petition signed by a minimum of TWENTY FIVE (25) members of the Credit Union. Each nominee by petition must submit a statement of qualifications and biographical data with their petition. Nominations must be accompanied by a signed certificate from the nominee stating that they are agreeable to their nomination and that they will serve if elected. The election will not be conducted by ballot and there will be no nominations from the floor when there is only one nominee for each position to be filled. Nominations by petition may be mailed to the following address, and they must be received by 5:00 PM, Monday March 9, 2015.

Sperry Marine Federal Credit Union
ATTN: Nominating Committee
P.O. Box 7766
Charlottesville, VA 22906

Come and take part in our Election process. It’s your Credit Union !!!

Your Full-Service Credit Union

The Sperry Marine Federal Credit Union is a full-service financial institution offering services you might only expect in a large bank. Unlike a commercial bank, however, most of our services are provided at a low fee or for free.

Discount Movie Tickets

January has some great films!

  • Look for Selma in wide release on January 9th
  • Paddington the adaptation of the beloved children’s books, on January 16th
  • and Mortdecai starring Johnny Depp and Gwyneth Paltrow on January 23rd
  • You can also view a calendar of this month’s movies (PDF format)

Learn more about our offer, and then purchase tickets from any SMFCU teller for just $8.50 per ticket. Why wait? See a movie tonight!

Check out our special offers!

VISA Credit Card

VISA credit cardDid you know that you can use your SMFCU Credit Card to pay your tax bill? Pay online. No checks to write and no waiting in line at the post office!

Don’t have a SMFCU credit card? Apply online or contact a loan officer today.

Car Loan Special

4.00 Percent Car Loan SpecialIf you’ve got your eye on a new or used car, truck or SUV, Sperry Marine Federal Credit Union can help you get into the vehicle of your dreams. Our Vehicle Loans offer great terms, fast approval, and rates as low as 4.00% APR.

Apply online or contact a loan officer today.

Discount Movie Tickets

Regal Premier movie ticketsEnjoy a movie tonight with discount movie tickets from Regal Entertainment Group!

Purchase tickets from any SMFCU teller for just $8.50 per ticket and save over 20 percent off local box office prices at the largest theatre group in the nation.

Skip a Loan Payment

Loan Skip-a-Pay ProgramNeed more cash? The answer could be as simple as taking advantage of Sperry Marine Federal Credit Union’s Loan Skip-a-Pay Program.

Discount Tax Preparation

Get a discount from Jackson Hewitt tax serviceReceive a special discount off tax preparation for members of the Sperry Marine Federal Credit Union.

Turbo Tax Discount

Receive a discount on Turbo TaxFind special savings on TurboTax, just for members of the Sperry Marine Federal Credit Union!


Are you eligible to join Sperry Marine Federal Credit Union?
SMFCU membership is limited. Are you eligible to join Sperry Marine Federal Credit Union? See if you are in our field of membership.
Apply NowEligible but not a member yet? Apply today! Download a New Account application, print it, and then bring the completed form to our office.

† APR = Annual Percentage Rate. Quoted rate is the lowest available rate. Your rate will be based on your credit history and may be higher. These special rates apply only to new loans. Rates and terms subject to change without notice.